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Buying a home is one of the biggest decisions you'll ever make—so it's only natural to want to know exactly what you’re getting into. That’s where a home inspection comes in. Whether you're a first-time buyer or a seasoned homeowner, this step is essential for making a confident and informed purchase.
What Is a Home Inspection?
A home inspection is a thorough, visual evaluation of a property's condition. It's typically done after your offer is accepted but before closing. A licensed home inspector walks through the home, reviewing its major systems, safety concerns, and visible flaws. The goal isn’t to pass or fail the home—it’s to give you a clear picture of what you're buying and identify any repairs, red flags, or future maintenance needs.
How Much Does a Home Inspection Cost in Minnesota?
In Minnesota, home inspections usually cost between $350 and $500. The exact price can vary depending on the size and age of the home, whether it has additional buildings like a detached garage or shed, and whether you opt for additional services like radon testing or sewer line scopes. While it’s an out-of-pocket cost upfront, a good inspection can save you thousands of dollars in future repairs—or help you negotiate credits or repairs with the seller before closing.
Is a Home Inspection Required in Minnesota?
A home inspection is not required by law in Minnesota, and many lenders won’t require one either. But just because it’s not required doesn’t mean you should skip it. In fact, most real estate professionals consider it one of the most important steps in the buying process. It's your opportunity to uncover issues that could affect your safety, budget, or long-term satisfaction with the home.
What Does a Home Inspector Look At?
A professional home inspector will evaluate all the major components of the home. This typically includes the foundation, basement, roof, attic, insulation, walls, ceilings, floors, windows, and doors. They will also assess the major systems, including the electrical panel and wiring, HVAC system, plumbing, and any ventilation or exhaust systems. Additionally, they will look at interior and exterior features like fireplaces, stairs, siding, gutters, decks, patios, porches, garages, and the overall grading and drainage around the property. Optional services, such as radon testing, mold inspection, or sewer scopes, can often be added for an additional fee.
What’s in the Home Inspection Report?
After the inspection, you'll receive a written report—usually within 24 hours—that outlines all the findings, ranging from small maintenance issues to major safety concerns. Most reports include photos, summaries of key issues, and recommendations for repair or further evaluation. As your real estate agent, I’ll walk through the report with you and help you understand which items are common, which ones are negotiable, and which ones could be deal-breakers.
Why It Matters
A home inspection gives you knowledge, leverage, and peace of mind. It’s not about finding a perfect house—because no home is truly perfect—but about making sure you're making a smart, informed decision and protecting your investment.
How The ML Team Can Help
At The ML Team, we know that buying a home is about more than just square footage and style—it’s about making a smart investment and feeling confident every step of the way. From recommending trusted local inspectors to helping you navigate the inspection report, we’re right there with you, making sure no question goes unanswered and no detail is overlooked.
Whether you're a first-time buyer or moving into your forever home, our team is here to guide, advocate, and simplify the process—so you can move forward with clarity and peace of mind.